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  • HARP mortgage modification?

    The President has just announced a new program that offers hope for underwater homeowners that want to stay in their home.  For so many borrowers, there is no possibility of refinancing because their homes are worth so much less than they owe on them.  The President has authorized Fannie Mae and Freddie Mac mortgages to be allowed to ...
    Posted to Melia Campbell (Weblog) by 606296 on October 24, 2011
  • Serious buyers only need apply

    Have you heard the word lately that it's a buyer's market?  Don't believe it.  The market today is driven by lenders.  Lenders who own real estate, acting as sellers.  These homes would be the REO's, or foreclosures on the market today.  Lenders who must approve short sales.  These are the properties ...
    Posted to Melia Campbell (Weblog) by 606296 on September 10, 2010
  • Bank of America vs. Fannie Mae=HAFA trouble

    I spent quite a while on the phone today with Bank of America, and their HAFA servicer, LRC.  It seems no one will take responsibility for the fact that Fannie Mae loans are now eligible for the HAFA program.  LRC (Loss Resolution Corporation) insists they DO NOT service any government loans in the HAFA program.  Strange, but Bank ...
    Posted to Melia Campbell (Weblog) by 606296 on August 27, 2010
  • HAFA and you

    Finally, on August 1st this year, Fannie Mae and Freddie Mac rolled out their own HAFA programs.  Now, just about the only loans that don't have a HAFA program are the FHA and VA loans, as well as the USDA.  If you aren't familiar with HAFA, it could be the best program to be launched for distressed homeowners....ever.  ...
    Posted to Melia Campbell (Weblog) by 606296 on August 24, 2010