This question has become all too common today. Whether due to job loss, a substantial reduction in your income, or a mortgage that is resetting at a higher payment, there are more families than ever that find themselves unable to make their monthly mortgage...

So you keep thinking about buying a house, but the prices keep dropping, the mortgage rates seem stable, and you just keep on waiting. Buying a home is usually one of the biggest financial decisions we make in our adult life, and knowing when to "take...